Joyce Song — Your Trusted Insurance & Financial Advisor

Comprehensive insurance and financial planning solutions. Working with leading financial institutions, Joyce Song provides personalized, one-on-one coverage planning for individuals and businesses in Ontario and British Columbia.

Book a Free Consultation

Joyce Song's Professional Achievements

20+
Years of Industry Experience
10+
Partner Financial Institutions
2
Local Offices (Ontario & British Columbia)
98%
Customer Satisfaction

Services Offered by Joyce Song

Covering individual and group needs, safeguarding your family and career

Personal Life Insurance

Provide your family with solid financial protection, ensuring that family life is unaffected in any unforeseen circumstances.

Personal Critical Illness Insurance

Receive immediate payout upon diagnosis of a major illness, focusing on recovery without financial worries.

Personal Disability Insurance

When accidents or illnesses prevent you from working, continuous income protection allows you to live with peace of mind.

Personal Medical Insurance

Cover dental, vision, and prescription drug costs, supplementing gaps in government healthcare coverage.

Education Fund (RESP)

Plan ahead for your children's higher education, make good use of government grants, and make education investments more secure.

Retirement Plans and Annuities

Create a solid retirement plan using tools like RRSP, RRIF, LIF, and annuities to secure your future.

Meet Joyce Song — Your Personal Financial Advisor

Joyce Song is a seasoned insurance and financial advisor deeply rooted in Canada's Chinese community. She takes the time to understand every client's unique situation — whether you're a young family just starting out or a professional preparing for retirement — and draws on partnerships with multiple financial institutions to find the best possible plan for you.

  • Joyce Song brings 20+ years of insurance and financial planning experience
  • Access to products from multiple leading financial institutions
  • Local offices in both Ontario and British Columbia
  • Bilingual service in Chinese and English
  • One-on-one personalized plans with ongoing support

Customer trust is our greatest honor

4.9

200+ reviews

“Advisor Joyce Song is professional and meticulous, helping our family of three design comprehensive insurance and education fund plans, which makes us confident about the future. Highly recommend Citistar Financial!”

— Mr. Li, Markham
Multiple Institution Certified Partner AdvisorLicensed Advisor by Canadian Financial Regulatory AuthorityFSRA LicensedCLHIA Member

What Clients Say About Joyce Song

“Through Citistar Financial, I found the most suitable life insurance plan for my family budget. The advisor explained everything very clearly, and the whole process was easy and stress-free.”

Ms. Wang, Markham
Personal Life Insurance Client

“Advisor Joyce Song Li's professional advice on RRSP and annuities gave me a clearer plan for retirement life. Thank you very much to the Citistar Financial team.”

Mr. Chen, Toronto
Retirement Planning Client

“After consulting with an advisor at the Vancouver office, I purchased critical illness insurance and dental medical insurance, with comprehensive coverage and reasonable prices. Very satisfied.”

Ms. Zhang, Vancouver
Critical Illness and Medical Insurance Client

“For group insurance for company employees, Citistar Financial provided multiple options for comparison, and I ultimately chose the most cost-effective one.”

Mr. Liu, Richmond
Group Insurance Client

“From initial understanding of RESP to the final account opening, a professional advisor accompanied me throughout. Citistar Financial made me feel confident to invest in my child's future.”

Ms. Zhou, Markham
Education Fund Client

“One-stop service, from life insurance to retirement planning. Advisor Song Li helped me organize the entire financial security system very clearly.”

Mr. Wu, Burnaby
Comprehensive Financial Planning Client

Work with Joyce Song — Four Simple Steps to Get Started

A simple and clear process to easily obtain your exclusive plan

1

Book a Free Consultation

Schedule an initial consultation with an advisor via phone, email, or visit to our office.

2

Needs Assessment and Analysis

The advisor will thoroughly understand your family, health, and financial situation to clarify your protection needs.

3

Customized Plan Comparison

Select the best personalized plan from products offered by multiple financial institutions.

4

Ongoing Follow-up Service

After the plan takes effect, conduct regular follow-ups and evaluations, and adjust your protection as your life changes.

Professional Qualifications and Partner Organizations

We maintain in-depth cooperation with many leading financial institutions and hold professional licenses issued by relevant regulatory agencies

FSRA Licensed Advisor(Valid continuously)
CLHIA Member
Multi-Agency Authorization Partnership
RESP Professional Certification

Contact Joyce Song Today

Whether you're in Ontario or British Columbia, Joyce Song is ready to provide a free one-on-one consultation to help you find the right insurance and financial plan. Call: (647) 765-0869