Joyce Song — Your Trusted Insurance & Financial Advisor
Comprehensive insurance and financial planning solutions. Working with leading financial institutions, Joyce Song provides personalized, one-on-one coverage planning for individuals and businesses in Ontario and British Columbia.
Book a Free ConsultationJoyce Song's Professional Achievements
Services Offered by Joyce Song
Covering individual and group needs, safeguarding your family and career
Personal Life Insurance
Provide your family with solid financial protection, ensuring that family life is unaffected in any unforeseen circumstances.
Personal Critical Illness Insurance
Receive immediate payout upon diagnosis of a major illness, focusing on recovery without financial worries.
Personal Disability Insurance
When accidents or illnesses prevent you from working, continuous income protection allows you to live with peace of mind.
Personal Medical Insurance
Cover dental, vision, and prescription drug costs, supplementing gaps in government healthcare coverage.
Education Fund (RESP)
Plan ahead for your children's higher education, make good use of government grants, and make education investments more secure.
Retirement Plans and Annuities
Create a solid retirement plan using tools like RRSP, RRIF, LIF, and annuities to secure your future.

Meet Joyce Song — Your Personal Financial Advisor
Joyce Song is a seasoned insurance and financial advisor deeply rooted in Canada's Chinese community. She takes the time to understand every client's unique situation — whether you're a young family just starting out or a professional preparing for retirement — and draws on partnerships with multiple financial institutions to find the best possible plan for you.
- Joyce Song brings 20+ years of insurance and financial planning experience
- Access to products from multiple leading financial institutions
- Local offices in both Ontario and British Columbia
- Bilingual service in Chinese and English
- One-on-one personalized plans with ongoing support
Customer trust is our greatest honor
200+ reviews
“Advisor Joyce Song is professional and meticulous, helping our family of three design comprehensive insurance and education fund plans, which makes us confident about the future. Highly recommend Citistar Financial!”
What Clients Say About Joyce Song
“Through Citistar Financial, I found the most suitable life insurance plan for my family budget. The advisor explained everything very clearly, and the whole process was easy and stress-free.”
“Advisor Joyce Song Li's professional advice on RRSP and annuities gave me a clearer plan for retirement life. Thank you very much to the Citistar Financial team.”
“After consulting with an advisor at the Vancouver office, I purchased critical illness insurance and dental medical insurance, with comprehensive coverage and reasonable prices. Very satisfied.”
“For group insurance for company employees, Citistar Financial provided multiple options for comparison, and I ultimately chose the most cost-effective one.”
“From initial understanding of RESP to the final account opening, a professional advisor accompanied me throughout. Citistar Financial made me feel confident to invest in my child's future.”
“One-stop service, from life insurance to retirement planning. Advisor Song Li helped me organize the entire financial security system very clearly.”
Work with Joyce Song — Four Simple Steps to Get Started
A simple and clear process to easily obtain your exclusive plan
Book a Free Consultation
Schedule an initial consultation with an advisor via phone, email, or visit to our office.
Needs Assessment and Analysis
The advisor will thoroughly understand your family, health, and financial situation to clarify your protection needs.
Customized Plan Comparison
Select the best personalized plan from products offered by multiple financial institutions.
Ongoing Follow-up Service
After the plan takes effect, conduct regular follow-ups and evaluations, and adjust your protection as your life changes.
Professional Qualifications and Partner Organizations
We maintain in-depth cooperation with many leading financial institutions and hold professional licenses issued by relevant regulatory agencies
Contact Joyce Song Today
Whether you're in Ontario or British Columbia, Joyce Song is ready to provide a free one-on-one consultation to help you find the right insurance and financial plan. Call: (647) 765-0869